⛊ NO IMPACT TO YOUR CREDIT SCORE

Compare real loan options from real lenders.

Whether you're simplifying personal debt or funding your business — see what you may qualify for from multiple lenders in one place. Free, fast, and no hard credit pull.

Debt Consolidation  ➜
 Small Business Loans  ➜
  • Won't affect your credit score
  • Compare multiple lenders at once
  • Zero cost to check
  • You decide — no pressure

Debt Consolidation Loans

Combine multiple high-rate payments into one. Compare personal loan options from lenders who may offer a lower fixed rate and a clear payoff date.

  • Replace multiple payments with one fixed monthly payment
  • Potentially lower your interest rate
  • Get a clear payoff date — no more guessing
  • Options for a range of credit profiles

$1K–$100K

Loan amounts*

6.99–35.99%

APR range*

Business Loans

Fund growth, manage cash flow, or cover expenses. Compare business loan options from multiple lenders — from SBA loans to lines of credit and term loans.

  • Term loans, lines of credit, SBA loans, and more
  • Options for startups and established businesses
  • Replace multiple payments with one fixed monthly payment
  • Replace multiple payments with one fixed monthly payment

$50k - $500k

Loan amounts*

Multiple

Multiple Structures

HOW IT WORKS

Three steps. About two minutes.

No paperwork. No long applications. No hard credit pull.

1.

Answer a Few Questions

Tell us about your debt amount, credit range, and what you're looking for. That's it.

  • ~60 seconds

2.

We Search Our Lender Network

Your profile is matched against options from multiple lenders using a soft credit check. Your score is not affected.

  • ~60 seconds

3.

Compare and Choose

See the options you may qualify for. Compare rates and terms. You decide if and when to move forward.

  • ~60 seconds

What people say about using this tool

"I was paying 5 different cards every month and felt like I'd never catch up. This took me 2 minutes and I could actually see my options clearly for the first time."

- Sarah M.

"I was nervous about my credit getting hit. The soft pull thing is real — I checked my score after and nothing changed. That made all the difference for me."

- Marcus T.

"Honestly, I expected to get spammed. I didn't. I got matched with two lenders, looked at both, and chose the one that worked for me. Simple as that."

- Denise L.


Ready to see what's available?

It takes about 2 minutes. You'll see options — not obligations.

See What Options Are Available  ➜

A free comparison tool that helps you see consolidation options from multiple lenders — you decide.

Privacy Policy

Term Of Use

Do not sell my info

Important Disclosures: Lendihub is not a lender and does not make credit decisions. We are a free online marketplace that connects consumers with lending partners in our network. Loan approval, terms, rates, and conditions are determined entirely by individual lenders based on their own criteria, including creditworthiness, income, and loan amount requested. Not all consumers will qualify for a loan or the lowest advertised rate.

When you check your options through Lendihub, we or our partners perform a soft credit inquiry that does not affect your credit score. If you choose to formally apply with a specific lender, that lender may perform a hard credit inquiry which could affect your score. Please review all terms provided by any lender before accepting an offer.

Representative example for illustration only: A $25,000 personal loan at 12.99% APR with a 48-month term would result in approximately $670/month in payments. Total interest paid: approximately $7,160. Your actual APR, payment, and total cost will depend on your credit profile and lender. Rates range from approximately 6.99% to 35.99% APR depending on creditworthiness. Not all applicants will qualify. Consolidation does not eliminate debt — it restructures it into a new loan. Depending on the terms, total interest paid may be higher or lower than your current obligations. Consult a financial advisor.

Lendihub may be compensated by lenders in its network when a consumer is matched or completes an application. This compensation may impact how and where offers appear.

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